function validate(frm)
{
	if(frm.cbo_iam.value == "")
	{
		alert("Please select I Am");
		frm.cbo_iam.focus();
		return false;
	}
	if(frm.fname.value == "")
	{
		alert("Please enter first name");
		frm.fname.focus();
		return false;
	}
	if(frm.lname.value == "")
	{
		alert("Please enter last name");
		frm.lname.focus();
		return false;
	}
	if(frm.email.value == "")
	{
		alert("Please enter email");
		frm.email.focus();
		return false;
	}
	else
	{
		if(!isEmail(frm.email))
		{
			alert("Please enter valid email");
			frm.email.focus();
			return false;
		}
	}
	if(frm.phone.value == "")
	{
		alert("Please enter phone number");
		frm.phone.focus();
		return false;
	}
	if(frm.age.value == "")
	{
		alert("Please enter age of insured");
		frm.age.focus();
		return false;
	}
	if(frm.policy.value == "")
	{
		alert("Please enter face value of policy");
		frm.policy.focus();
		return false;
	}
}